Georgia Highlands College offers two grants in accordance with Federal Student Aid rules and regulations set forth by the Federal Office of Student Aid.  The Pell Grant and Federal Supplemental Education Opportunity Grant or FSEOG are the two grants offered by Georgia Highlands College. Under most circumstances these grants do not have to be paid back. Grant eligibility is determined by financial need.students in lecture

The U.S. Department of Education determines a student’s financial need based on a standard formula, established by Congress, to evaluate the financial information reported on the Free Application for Federal Student Aid (FAFSA) and to determine the family’s Expected Family Contribution or EFC. The fundamental elements in this standard formula are the student’s income (and assets if the student is independent), the parents’ income and assets (if the student is dependent), the family’s household size, and the number of family members (excluding parents) attending postsecondary institutions. The EFC is the sum of: (1) a percentage of net income (remaining income after subtracting allowances for basic living expenses and taxes) and (2) a percentage of net assets (assets remaining after subtracting an asset protection allowance).

Different assessment rates and allowances are used for dependent students, independent students without dependents, and independent students with dependents. After filing a FAFSA, the student receives a Student Aid Report (SAR), or the institution receives an Institutional Student Information Record (ISIR), which notifies the student if he or she is eligible for a Federal Pell Grant and provides the student’s EFC.

Pell Grant

Pell Grant awards are based on the following: Expected Family Contribution (EFC), the Cost of Attendance, the student’s enrollment status (number of credit hours enrolled); and the remaining Pell Lifetime Eligibility Used. The Pell Grant cannot be received by two institutions during the same semester. Funds will be required to be paid back to one of the institutions if this occurs.

The amount of Pell Grant funds that are disbursed is determined by your  EFC and your enrollment status (the Pell Grant offer you are allowed is split in half between two semesters and decreases in increments based on your enrollment status):

  • If you’re registered for 12 or more credit hours, you will receive 100% of Pell Grant funds allowed for the semester.
  • If you’re registered for 9-11 credit hours, you will receive 75% (3/4) of Pell Grant funds allowed for the semester.
  • If you’re registered for 6-8 credit hours, you will receive 50% (1/2) of Pell Grant funds allowed for the semester.
  • If you’re registered for 1-5 credit hours, you will receive 25% (1/4) of Pell Grant funds allowed for the semester.

GHC offers courses that are 2 credit hours, 3 credit hours, and 4 credit hours.  Aid is based on credit hours, not the number of classes you are taking, so be aware of how many credit hours you are registered for and not just the number of classes.

Federal Supplement Educational Opportunity Grant (FSEOG)

A Federal Supplemental Educational Opportunity Grant (FSEOG) is for undergraduates with exceptional financial need. FSEOG does not have to be paid back. These funds are awarded to Pell Grant recipients with the lowest Expected Family Contribution (EFC) . Because FSEOG funds are limited, it is vital that you complete your FAFSA as soon as possible. FSEOG requires you to be a Pell Grant recipient. FSEOG awards are not guaranteed to all students. GHC has a limited allotment of federal funds and limits the number of students who are awarded.

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