Group Health Insurance
The University System of Georgia (USG) provides health care insurance coverage to employees on a cost sharing basis. Georgia Highlands College has two health care options for employees: the BCBS Open Access POS Plan and the BCBS HSA/HDHP Open Access Plan.
All premiums for health insurance are automatically tax sheltered.
http://www.usg.edu/hr/benefits
The Indemnity plan provides the same level of benefits regardless of whether you are seeing a doctor in Rome, in Miami, or in Chicago. The PPO plan differentiates between doctors within its Georgia PPO network and those not in the network; the benefit is substantially higher for medical care provided within the PPO network. The HMO is also a network based plan; the benefits provided within the HMO network are covered almost entirely but no benefits are provided outside of HMO network. The High Deductible Healthcare Plan is eligible for a Health Savings Account. Please see plan booklets and web sites (www.usg.edu for BOR plans and www.bcbsga.com for Blue Choice HMO) for more details.