Liability insurance is required for all approved events to protect the licensee, the attendees and GHC property from claims of negligence or improper action. Specifics of the insurance requirements are defined on page 3 of the Agreement (pdf) and read as follows:
Licensee shall, at its own cost and expense, obtain and maintain Commercial Liability Insurance which shall include, but not be limited to, coverage for personal and contractual liability. The insurance shall have minimum limits of $1,000,000 per occurrence, $2,000,000 aggregate. The insurance must cover Licensee’s use of the Licensed Premises, name GHC as an additional insured under such policy, and be issued by an insurance company legally licensed and authorized to transact business in the State of Georgia. Licensee shall provide to GHC proof of said insurance for the Event Date prior to the time of execution of this Agreement. Any catering company used by Licensee must also have Commercial Liability Insurance with minimum limits of $1,000,000 per occurrence, $2,000,000 aggregate. If the catering company will be providing service of alcoholic beverages, the insurance must provide coverage for such service. Licensee will provide proof of such coverage to GHC prior to the Event Date.
Proof of liability insurance naming Georgia Highlands College as an insured on the date of the event is required to secure a GHC facility.
Additional information on insurance companies licensed and authorized to transact business in the state of Georgia may be obtained through the local Chamber of Commerce at:
Greater Rome Chamber of Commerce
Cartersville-Bartow County Chamber of Commerce